What is a Flood Plain and How Do I Know If I Live In One

The Texas town of Kingwood is no stranger to flood plains. After flooding events in 2017 and again in 2019, many residents here consider these occurrences to be the result of a perfect storm of inefficient urban planning, inadequate drainage, and weather. A working knowledge of flood pains, 100-year floods, and the benefits of having flood insurance has never been more critical, which has many turning to local insurance agents who have firsthand experience with flooding in their community. Flood Plains By general definition, a flood plain is a relatively flat land located near a body of water such as a creek, stream, or river that is known to experience occasional flooding. Once these bodies of water come out of

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How To Get An Accurate Flood Insurance Quote

How To Get An Accurate Flood Insurance Quote

Catastrophic rain, similar to Hurricane Harvey, in Greater Houston, serves as a reminder every hurricane season as to why residents of places like Kingwood, Texas need to procure a reasonable flood insurance quote. A reputable local insurance agent is a must because they have an intimate knowledge of the Kingwood area and possess a clearer understanding of flooded areas than their national counterparts, which could yield big flood insurance quote savings for some residents. Whether Kingwood businesses or homeowners decide to call a local or national insurance provider for a flood insurance quote, there are several points to keep in mind: Texas Homeowner’s insurance policy does not cover flood-related damages from rising water. Flood insurance quotes should be free. The

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