What is a Flood Plain and How Do I Know If I Live In One

The Texas town of Kingwood is no stranger to flood plains. After flooding events in 2017 and again in 2019, many residents here consider these occurrences to be the result of a perfect storm of inefficient urban planning, inadequate drainage, and weather. A working knowledge of flood pains, 100-year floods, and the benefits of having flood insurance has never been more critical, which has many turning to local insurance agents who have firsthand experience with flooding in their community. Flood Plains By general definition, a flood plain is a relatively flat land located near a body of water such as a creek, stream, or river that is known to experience occasional flooding. Once these bodies of water come out of

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How To Get An Accurate Flood Insurance Quote

How To Get An Accurate Flood Insurance Quote

Catastrophic rain, similar to Hurricane Harvey, in Greater Houston, serves as a reminder every hurricane season as to why residents of places like Kingwood, Texas need to procure a reasonable flood insurance quote. A reputable local insurance agent is a must because they have an intimate knowledge of the Kingwood area and possess a clearer understanding of flooded areas than their national counterparts, which could yield big flood insurance quote savings for some residents. Whether Kingwood businesses or homeowners decide to call a local or national insurance provider for a flood insurance quote, there are several points to keep in mind: Texas Homeowner’s insurance policy does not cover flood-related damages from rising water. Flood insurance quotes should be free. The

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How Lake Houston Impacts Kingwood Flooding

How Lake Houston Impacts Kingwood Flooding

Residents of the Kingwood, Humble, and Atascocita areas are familiar with the finicky nature of Lake Houston water levels on a personal level. It is estimated that sixteen thousand homes and more than three thousand businesses were flooded during Hurricane Harvey in 2017 due to quickly rising Lake Houston water levels that ultimately resulted in flooding. With these statistics accounting for approximately twenty percent of all homes and forty percent of all businesses in the area, the community is searching for not just answers, but solutions. How does Lake Conroe affect Lake Houston water levels? Water from Lake Conroe’s dam flows to the San Jacinto River’s West Fork. From there it flows into Lake Houston and eventually continues on downstream

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Flood Insurance

Flood Insurance in Kingwood and Houston Flood insurance is something all Kingwood and Houston should think about. Because flooding is not covered in homeowners' insurance policies and Houston's recent historical flood issue, having flood insurance is a mus. The National Flood Insurance Program is the primary provider of flood insurance however as an independent insurance agent we may have additional coverages. As many Houston residents learned learned during Hurricane Harvey, homes in designated flood zones are not the only homes at risk. Flooding can happen to anyone, anywhere in the state. The ins and outs of flood insurance can be confusing, but the team at Dormer Insurance can help clear up the confusion by explaining what constitutes a flood, howRead more