The Facts About Texas Commercial Insurance
Just like individuals, businesses need to carry insurance. Business & Commercial Insurance is there to protect and defend your business and get you back in business in the event of a disaster or sudden unexpected loss. Whether you are located in Kingwood, Humble, Atascocita or elsewhere in the Houston, TX area, you should consider purchasing your commercial insurance coverage from an independent agency like Dormer Insurance Services. Our insurance professionals are here to determine the correct coverage for your business. We will access insurance coverage from multiple companies to compare quotes. Ongoing client service includes periodically review your coverage to ensure you have the best coverage possible and offer you one stop shopping for a broad range of products including commercial, home, auto, flood, and life insurance. And last but not least, Dormer Insurance Services is here as your advocate in time of need such as a loss.
1. Texas Commercial Auto Insurance Coverage
Commercial automobile insurance policies cover the cars, vans, trucks and trailers used in your business. In addition to bodily liability and property damage liability coverage, hired/ non-owned auto, collision, comprehensive, towing & rental coverage are also available.
2. Texas Commercial General Liability Insurance (CGL)
Liability Insurance covers injuries that you cause to third parties. If someone sues you for personal injuries or property damage, the cost of resolving the suit would be covered by your liability insurance policy. A general liability policy will cover you for common risks, including customer injuries on your premises. There are specialized varieties of liability insurance available. Our insurance professionals are here to help determine the correct coverage for your business.
3. Texas Commercial Property Insurance
Property insurance pays for losses and damages to real and personal property. As an example, a property insurance policy would cover fire damage to your office space, or a theft at your retail store.
4. Texas Business Owner Package (BOP)
This package policy includes general liability and property insurance, whether you own or rent the property. In simple terms, it could be like a Homeowners Insurance Policy or Renters Insurance Policy for your business with standard features that most businesses want included. You can also add other insurance coverage for special needs. If you are in or near Kingwood, Humble or Atascocita, Texas, contact Dormer Insurance Services today so we can help you compare policies and quotes to find the plan that is right for your business.
5. Texas Worker’s Compensation
Covers your business for an employee’s on-the-job injuries such as an employee who drops a heavy box on their foot. Businesses with employees are generally required by various state laws to carry compensation insurance based upon the number of employees. In most cases, worker’s compensation laws prohibit the employee from bringing a negligence lawsuit against an employer for work-related injuries.