Commercial insurance is important for any business owner in Texas and is not something that can be ignored. It is the sole protector for your business from situations that arise through doing business. The situations can range from liability insurance, to insurance against errors while performing professional services. Regardless of how big or small your business is, schedule a time to sit down and talk with Dormer Insurance on the risks and challenges your business faces and what is the best and most affordable way to protect your business and your employees.
1. Texas Commercial Auto Insurance Coverage
With more that 22 million vehicles registered in Texas, the importance of commercial auto insurance in Texas cannot be understated. In addition to the coverage you’d expect from typical auto insurance, this type of insurance can also protect your business, not just your fleet.
There are a variety of commercial auto insurance policies available in Texas, with varying deductibles and liability limits that will help protect your business. Consider just what you’ll need to protect the company in the event of an accident. While liability insurance is intended to cover the damage caused by the commercial vehicle, collision will cover repairs to the company vehicle. Comprehensive coverage is intended to protect against theft of the vehicle, vandalism, damages caused by severe weather and more.
With a number of options available for businesses with commercial vehicles, call Dormer Insurance to discuss the most comprehensive plans that will protect your company in the event of an accident.
2. Texas Commercial General Liability Insurance (CGL)
Every serious business needs to carry a Commercial General Liability Insurance policy to protect their business from a series of perils. In today’s society, business owners must be aware of the many liability risks that are out there and the myriad of perils they may face. At Dormer Insurance our years of experience have allowed us to see multiple different situations that help us to be a great partner when it comes to protecting your business.
3. Texas Commercial Property Insurance
Commercial property losses are handled differently in some cases than a typical property loss. There is added electronic equipment and other things a typical policy won’t cover. Also, remember that when leasing your office space, that too covers different situations. Picking the right company to help guide you is paramount to making sure your losses are covered properly should they ever occur.
4. Texas Business Owner Package (BOP)
In recent years a Texas Business Owner package is designed for the solopreneur or home-based business. These policies cover the aspects of being a small business owner without larger premiums that larger businesses often incur. This all-in-one policy often meets the minimum requirements needed by the small business owner. Call Dormer insurance today to see if this policy is right for your business.
5. Texas Workers Compensation
Workers compensation insurance is one of the most difficult insurance policy types to navigate. It often requires a seasoned veteran to help the business owner get rated properly. Most business owners are required to have workers comp and can be one of the most costly insurance policies to buy. At Dormer Insurance we know how to work with our customers to get the right rate for their policies. See the difference that 30 years experience can bring to your Workers Compensation policy.