Flood Insurance in Texas

Flood insurance is something all Texans should think about. Flooding is something that isn’t covered on homeowners insurance policies. Instead, these are standalone policies that are issued by the National Flood Insurance Program.

As many Texans learned during Hurricane Harvey, homes in designated flood zones are not the only homes at risk. Flooding can happen to anyone, anywhere in the state. The ins and outs of flood insurance can be confusing, but the team at Dormer Insurance can help clear up the confusion by explaining what constitutes a flood, how much coverage is needed and what that coverage will include.

The cost of flood insurance is determined by a variety of factors, including the flood risk of the home, the value of the home and personal property and the deductible amount, among others. It is important to note that most flood insurance policies require a 30-day waiting period, so don’t delay and call us today.