Flood Insurance in Kingwood and Houston

Flood insurance is something all Kingwood and Houston should think about. Because flooding is not covered in homeowners’ insurance policies and Houston’s recent historical flood issue, having flood insurance is a mus. The National Flood Insurance Program is the primary provider of flood insurance however as an independent insurance agent we may have additional coverages.

As many Houston residents learned learned during Hurricane Harvey, homes in designated flood zones are not the only homes at risk. Flooding can happen to anyone, anywhere in the state. The ins and outs of flood insurance can be confusing, but the team at Dormer Insurance can help clear up the confusion by explaining what constitutes a flood, how much coverage is needed and what that coverage will include.

The cost of flood insurance is determined by a variety of factors, including the flood risk of the home, the value of the home and personal property and the deductible amount, among others. It is important to note that most flood insurance policies require a 30-day waiting period, so don’t delay and call us today.