Homeowners Insurance in Texas
The home is the most expensive and important purchase for many Texans, making homeowners insurance an important consideration. This insurance covers damages to the home and personal property if it was caused by an event covered on the policy.
Texas homeowners insurance can be complex, which is why our team is standing by to help answer the tough questions and help you get the coverage you need. No one expects a disaster to happen, but when it does, adequate coverage can give you valuable peace of mind. Whether the damage comes in the form of a hurricane, burglary, fire, hail, falling objects or a sudden, accidental discharge of water, you want to make sure your home is covered.
We work with a variety of companies to allow you to get the best policy at the best price. With so many options available, Dormer Insurance Services is ready to help you make sense of Texas homeowners insurance and feel confident in the policy and coverage you choose.
Common Factors Used For Homeowners Insurance Rates
There are a number of factors that will be used when determining Texas homeowners insurance premiums, including, but not limited to the following:
- Location of the home
- The age of the home
- Claims history
- Construction materials of the home’s exterior
- Deductible chosen
- Whether the home has a security system
- Multi-policy discount
For those who rent a home or apartment, rather than owning, Renter’s Insurance is something that shouldn’t be overlooked. When you rent, your personal belongings are not covered under the owner’s insurance policy. Contact us to learn about this valuable and inexpensive coverage to ensure your belongings are covered in the event of a loss, and that any liability you may have will also be covered.